One point of contact for your business and private financial questions
I have worked in finance, fiduciary services and consulting for more than 15 years. As a client manager at Swiss fiduciary firms, I looked after SMEs in accounting, year-end closing, tax and payroll, and provided professional guidance to team members.
At a family office, I supported the structures of wealthy families and individuals with numerous companies. The focus was on coordinating the various companies and private wealth, international tax matters, compliance towards banks and public authorities, and often private matters as well. Today I bring this experience to international clients who are looking for a dedicated point of contact in Switzerland. I have supported start-ups with valuations, fundraising and investor communication. I also bring experience in audit and compliance, as well as my own entrepreneurial projects.
Along the way, I have found that the interests of a company and the financial interests of its owner are often closely intertwined. Understanding these connections is, for me, the core of good fiduciary work.
Experience
- Fiduciary client managementSMEs, entrepreneurs, start-ups
- Family officeStructures, control, compliance
- Audit & compliance
- Own entrepreneurial activity
Education
- Bachelor of Science in Business AdministrationLucerne University of Applied Sciences and Arts, School of Business, specialisation in Controlling & Accounting
- Fiduciary expert
Two balance sheets, one connection
In many SMEs, the company and its owner are closely linked financially. Looking only at the company or only at the private tax return often means optimising one side at the expense of the other. That is why I look at both together.
Company
- Annual financial statements
- Profit and capital tax
- VAT and social security
- Liquidity and financing
Owner
- Income and wealth
- Pension fund and pillar 3a
- Real estate and securities
- Family, inheritance, succession
- The whole picture, not the single case
- Before a decision is made, I look at its effect on both the company and you personally.
- One fixed point of contact
- You speak to me, not to changing clerks. I know your figures and the story behind them.
- Forward-looking
- I plan taxes, withdrawals and liquidity before the year-end closing, not when the tax assessment arrives.
- Discreet
- Your financial affairs remain confidential. I use your documents exclusively for your mandate.
Good fiduciary work starts with listening. Only once I understand what you have in mind for your company can accounting, taxes and structure be aligned with it.
For business owners, wealthy private individuals and families
- Owners and managing directors of SMEs looking for a personal fiduciary
- Entrepreneurs with shareholdings, real estate or several companies
- Entrepreneurs who want their business and private tax matters handled in a coordinated way
- Owners preparing a succession, restructuring or sale
- Private individuals with substantial assets and complex tax affairs
- Wealthy individuals and families moving to Switzerland from abroad
- Foreign owners of Swiss companies
- Clients living abroad who want their Swiss affairs looked after
Structure
A holding company owns the operating company and a commercial property. The dividend policy is to be set so that investments, pension planning and private withdrawals fit together.
Succession
The owner is 58 and wants to hand over the company in five to seven years. The first steps concern the company’s value, the separation of private and business assets and her own pension planning.
Growth
A company has grown, and its existing accounting no longer meets the needs of the bank and the board. What is needed are reliable figures, a budget and lean reporting.
Shareholding
A founder is bringing in investors. Open questions are how the valuation of the shares affects wealth tax and how employees can be given a stake.
The examples show typical situations I handle. If you are looking for a simple private tax return or the cheapest accounting offer, you are probably better served by another provider. My services are aimed at situations where experience and an overview make the difference.
Let’s talk about your situation.
Are you looking for a personal fiduciary for your company, for yourself and your family, or would you like to discuss a specific financial question? I look forward to hearing from you and usually reply within one working day.